{
  "event": "order.created",
  "data": {
    "reference": "ORD-20260627-ABC123",
    "merchant_reference": null,
    "customer_reference": "cust-001",
    "type": "onramp",
    "from": {
      "currency": "NGN",
      "amount": 50000
    },
    "to": {
      "currency": "USDT",
      "network": "BSC",
      "amount": 32.15
    },
    "pricing": {
      "base_currency": "NGN",
      "quote_currency": "USDT",
      "exchange_rate": 1555.2
    },
    "fee": {
      "currency": "USDT",
      "protocol_fee": 0.3,
      "partner_fee": 0,
      "total": 0.5
    },
    "metadata": null,
    "amount_paid": 0,
    "amount_settled": 0,
    "amount_refunded": 0,
    "percentage_settled": 0,
    "status": "awaiting_user_payment",
    "created_at": "2026-06-27T12:00:00.000Z",
    "updated_at": "2026-06-27T12:00:00.000Z"
  }
}